Western Union Sending Fee from Singapore (Updated as at 14th August 2008)

Country Amount Sent (SGD) Fee (SGD) Additional Information Bangladesh 0.01 to 500 6 Customer can only receive money in Bangladeshi Taka, Bangladesh agents may not payout the amount given by Western Union, they use their own lower exchange rate to convert SGD to Taka, customer can expect to get less Taka. 500.01 to 1000 10 1000.01 to 1500 15 1500.01 to 2000 20 2000.01 to 2500 25 2500.01 to 3000 30 3000.01 to 5000 40 China 0.01 to 1720 20 Customer can choose to receive in both USD & RMB but it is recommended to receive in USD as Western Union offers a better exchange rate for it 1720.01 to 4300 25 4300.01 to 12000 30 India 0.01 to 100 5 Customer can only receive money in Indian Rupee. Each indian can only receive up to equivalent of 105,000 INR from each sender daily and receive up to12 times Western Union payments per calendar year  Therefore, if customer is selling larger than equivalent of 105,000 INR, we will spilt it into 2 or more payments from different senders 100.01 to 400 9 400.01 to 750 15 750.01 to 4000 20 Indonesia 0.01 to 1000 12 Customer can only receive money in Indonesian Rupiah, he can opt to collect it within minutes personally at Western Union agent OR  have it deposited directly to bank account (takes 2 business days). For direct bank deposit, the send fee is 1 SGD sending up to 500 SGD and 5 SGD for any amount above 500 SGD. For direct deposit, it must be 1 of these banks: 1) Bank Mandiri 2) BNI 3) Group BCA 4) Bank BRI 5) Bank Niaga 6) Bii If customer wants to save sending fee, we can divide it into 2 or more Western Union payments. 1000.01 to 1315 32 1315.01 to 2615 35 2615.01 to 3065 145 Malaysia 0.01 to 250 10 Maximum Payout Amount at Malaysia Post, Bank Rakyat & Bank Simpanan Nasional is 10,000 RM, Maximum Payout Amount at RHB Bank is 30,000 RM No Maximum Payout Limit at CIMB Bank. Western Union offers much cheaper sending fee to Malaysia than MoneyGram. 250.01 to 2000 12 2000.01 to 30000 20 Nepal 0.01 to 690 20 Customer can only receive money in Nepal Rupee If customer needs larger amount between 2150 to 3010, we can divide it into 2 Western Union payments to save the sending fee. Western Union offers much cheaper sending fee to Nepal, than MoneyGram. 690.01 to 860 25 860.01 to 2150 30 2150.01 to 4330 60 4330.01 to 6000 95 6000.01 to 16000 650 Philippines 0.01 to 100 6 Customer can choose to receive in both USD & Peso but it is recommended to receive in Peso as Western Union offers a better exchange rate for it If customer wants to save sending fee, we can divide it into 2 or more Western Union payments. For direct bank deposit, the send fee is 5 SGD sending up to 3065 SGD. 100.01 to 1000 12 1000.01 to 1750 32 1750.01 to 2625 35 2625.01 to 3065 145 Sri Lanka 0.01 to 400 8 Customer can only receive money in Sri Lanka Rupee. If customer wants to save sending fee, we can divide it into 2 or more Western Union payments.   400.01 to 1000 12 1000.01 to 2150 15 2150.01 to 4330 30 4330.01 to 8150 60 8150.01 to 16000 650 Thailand 0.01 to 175 8 Customer can only receive money in Thailand Baht. If customer wants to save sending fee, we can divide it into 2 or more Western Union payments.   175.01 to 400 12 400.01 to 860 15 860.01 to 2580 32 2580.01 to 3000 50 Vietnam (New!) 0.01 to 1000 20 Customer can choose to receive in both Vietnam Dongs & USD but it is recommended to receive in VND as Western Union offers a better exchange rate for it. 1000.01 to 2580 30 2580.01 to 20000 50 All other countries 0.01 to 175 26 For some Africa countries, it is compulsory to have a test question and answer for customer to collect the money. Let us know if you have a specify test question and answer that you want us to include. 175.01 to 345 38 345.01 to 515 50 515.01 to 690 60 690.01 to 860 70 860.01 to 1290 80 1290.01 to 1720 90 1720.01 to 2580 135 2580.01 to 3000 145 3000.01 to 3440 160 3440.01 to 4300 195 4300.01 to 5000 210 5000.01 to 6000 250 6000.01 to 7000 290 7000.01 to 8000 330 8000.01 to 9000 370 9000.01 to 10000 410 10000.01 to 11000 450 11000.01 to 12000 490 12000.01 to 13000 530 13000.01 to 14000 570 14000.01 to 15000 610

Estimated Western Union Exchange Rate Guide for Sell Orders (Updated as at 19 October 2007)

Below is the estimated Percentage fee below xe.com currency conversion rate It will be updated regularly with new countries and rates, which can only be used as an information guide, not actual Western Union exchange rate. If you do not see your country in the list below, please contact us to add it in. Afghanistan Czech Republic Ireland Monaco Slovenia USD -> 1.62857% AFN -> 2.11907% USD -> 2.00620% CZK -> 2.94905% EUR -> 3.11900% EUR -> 2.98170% SIT -> 2.40758%  Anguilla Denmark Israel Mongolia South Korea USD -> 2.00620% XCD -> 2.01625% DKK -> 3.18630% USD -> 2.0110% ILS -> 3.06346% USD -> 2.52160% USD -> 3.01427%   Argentina Dominican Republic Italy Morocco Spain ARS -> 3.75261% DOP -> 3.33766% EUR -> 2.77776% MAD -> 2.49900% EUR -> 3.09756%    Austria East Timor Jamaica Nepal Sri Lanka EUR -> 2.73765% USD -> 2.50617% JMD -> 5.15600% NPR -> 4.16695%  LKR ->1.74829%     Australia Ecuador Japan Netherlands Sweden AUD -> 2.81395% USD -> 2.00620% JPY -> 2.23724% EUR -> 5.76364%  SEK -> 3.03462%   Bahamas Egypt Kuwait New Zealand Switzerland BSO -> 3.00613% USD -> 1.98140% KWD -> 1.85003% USD ->1.85755% NZD -> 3.04116%  CHF -> 3.07206% Belgium Estonia Laos Nigeria Taiwan EUR -> 3.23303% EEK -> 1.93592% LAK -> 1.09283% USD -> 2.51503% USD -> 1.94758% NGN -> 3.19935% USD -> 1.67635%     Brazil Ethiopia Latvia Norway Thailand USD ->1.85755% ETB -> 2.11089% USD -> 3.01211% LVL -> 5.80931% NOK -> 5.02495% THB -> 1.11270%   Bangladesh Finland Lebanon Pakistan Tunisia BDT -> 1.59150% EUR -> 3.02487% USD -> 1.95889% PKR -> 3.06139% TND -> 4.21249% Bulgaria France Lithuania Panama Turkey USD -> 1.98140 BGN -> 2.74679 EUR -> 2.98170 EUR -> 3.10073% USD -> 2.95932% LTL -> 4.12842% USD -> 1.98140% USD -> 2.00982% EUR -> 5.28037%   Cambodia Germany Luxembourg Peru Ukraine USD -> 1.98140% EUR -> 3.25007% EUR -> 3.99509% USD -> 2.00620% PEN -> 3.15287% USD -> 2.63236% UAH -> 9.62607%     Canada Greece Macau Philippines United Arab Emirate CAD -> 2.97960% EUR -> 3.233033% MOP -> 1.97695% PHP -> 1.66762% USD -> 2.18736% CASHOME -> 0.7382% AED -> 1.84954% USD ->1.85755%   Chile Hungary Macedonia Poland United Kingdom CLP -> 3.60569% USD -> 1.81473% HUF -> 4.93918% USD -> 1.90248% EUR -> 5.09243% USD -> 1.64012%  PLN: -> 2.45170% GBP -> 3.16836%   China Hong Kong Malaysia Portugal United States USD -> 0.57373% RMB -> 0.89844% HKD -> 0.14177% USD -> 2.16037% RM -> 2.016426% (New!) EUR -> 2.23542% USD -> 2.13608% Colombia Iceland Maldives Romania Uruguay COP -> 3.65684% ISK -> 4.86249% USD -> 1.98140% MVR -> 2.60257% RON -> 3.00315% USD -> 1.99089% EUR -> 3.00506% USD -> 2.40485% UYU -> 3.10762% Costa Rica India Mali Russia Uzbekistan CRC -> 3.51156% INR -> 1.14572% XOF -> 2.17480% USD -> 3.45773% USD -> 4.63994%   Croatia Indonesia Malta Saudi Arabia Venezuela HRK -> 2.82053% IDR -> 3.12169% MTL -> 3.10658% SAR -> 2.25775% VEB -> 3.12822% Cyprus Iraq Mexico Slovakia Vietnam CYP -> 2.13294% USD -> 3.13573% IQD -> 3.76638% MXN -> 7.12813% USD -> 2.00620% SKK -> 2.09688% VND -> 1.79390% USD -> 2.12151% Cyprus (Northern) USD -> 1.98140% UKP -> 1.99036%

MoneyGram / Western Union Frequent Asked Questions (Updated as at 17th February 2007)

Q1) Where can I see MoneyGram indicative exchange rate from Singapore (SGD) to my country's receiving currency? Click Here to see MoneyGram's exchange rate and sending fee. Q2) What is the difference between MoneyGram & Western Union? MoneyGram offers better exchange rate and cheaper sending fee than Western Union. Using MoneyGram to send money to Vietnam will also enjoy extremely cheap sending fee, while Western Union does not offer any promotional sending fee for money sent to Vietnam. Q3) Can you send Western Union funds to me in USD if my country agent can not pay out in USD? No, we can only send in the currency which your country agent can payout. The amount of e-Gold sold to us, will be converted to SGD based on our website latest Sell Rate before being converted to foreign currency by Western Union, as our agent can only pay/receive in SGD. Similarly if you buy e-Gold by Western Union and sent in foreign currency, Western Union will convert it to SGD before pay us and then we will convert it to USD based on our site latest e-Gold Buy Rate. Q4) How do you estimate Western Union Exchange Rate? It is estimated based on a certain percentage below xe.com currency conversion rate, this percentage differs from country to country AND also the chosen currency that the sender wants the receiver to collect. We currently have an estimated percentage for over 90 countries, more countries will be added and updated rates regularly. Below is an example to calculate the exchange rate from Singapore Dollars (SGD) to Thailand Baht (THB). THB -> 1.11270% below xe.com currency rate xe.com rate: 1 SGD = 23.7045 THB 1 - 0.01127 = 0.98873 23.7045 X 0.98873 = 23.437350 Hence the estimated Western Union Exchange Rate is 1 SGD = 23.437350 THB Q5) How do you calculate the amount I will receive if I sell 1659.30 USD worth of e-Gold by Western Union to Thailand? Below is an example for Express Priority Sell Order. The sell rate, Western Union rate and e-Gold receiving fee are expected to fluctuate.  Express Priority 0.5% fee: 1659.30 X 0.005 = 8.30 USD e-Gold receiving fee: 1.05 USD Transport fee: 2 USD Indicative Sell Rate: 1 USD = 1.585 SGD Western Union sending fee: 32 SGD (for sending between 860 SGD to 2580 SGD to Thailand) Estimated Calculation as follows: 1659.30 USD - 8.30 USD (Express Priority) - 1.05 USD (e-Gold receiving fee) - 2 USD (transport) = 1647.95 USD 1647.95 USD X 1.585 (Sell Rate) = 2612 SGD 2612 SGD - 32 SGD (Western Union sending fee) = 2580 SGD 2580 SGD X 23.437350 (Estimated Western Union Exchange Rate) = 60,468.36 Thailand Baht (THB) Q6) I live in Romania where I can receive in USD, EUR & RON currencies with Western Union, which currency will you send to me? If you did not specify the currency that you want to receive, we will send in RON as Western Union offers the best exchange rate from SGD to RON compared to USD and EUR. This also applies to other countries which can receive dual currencies. Q7) Can I have a fixed amount to receive by Western Union rather than not knowing the exact amount I will receive? Yes, but the e-Gold sell rate will be slightly lower than website rate to cover for any fluctuating of Western Union exchange rate. For this, you will have to write the exact amount and currency that you want to receive, in the "Instructions related to Western Union" column of the e-Gold sell order form. Then we will contact you via email and quote you the exact amount of e-Gold you will have to pay. Q8) I want to buy 2000 USD worth of Gold, how much Singapore Dollars do I need to send to you by Western Union for Express Priority? Estimated Calculation as follows: 2000 USD + 10 USD (Express Priority fee) + 2 USD (Transport) = 2012 USD 2012 USD X 1.64 (Buy Rate) = 3299.68 SGD If you sent in different currency, Western Union will convert it to Singapore Dollars based on their latest exchange rate before pay out to us. If you still have doubts, please post on our forum support folder or direct them to exchange@entelnova.com Do note that we may not answer your question directly if the answer can be found on our site.

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